MEMO + HashKey Chain Follow-up: Defining the Next-Generation Web3 Data Finance Protocol
Dear friends of the MEMO community, today I would like to have an in-depth discussion with you about an important strategic cooperation of MEMO — the collaboration with HashKey Chain. This partnership is not only an expansion of MEMO’s ecosystem but also a significant step in building the new infrastructure for Web3 finance. Our goal is clear: to start from data and ultimately achieve the prosperity of RWA (Real-World Assets) on the chain, and together with HashKey Chain, define the next-generation data finance protocol.
I. Ecosystem Architecture: Interconnected and Building a New Financial Foundation
MEMO + HashKey Chain: 1+1 > 2
To understand this cooperation, it is essential to first understand the role that MEMO plays in the Web3 finance field. We have always been committed to becoming an infrastructure provider for the Web3 world, like the foundation of a building or the infrastructure for constructing roads and bridges.
HashKey Chain is a high-performance public chain under HashKey Group, and its most significant features are “compliance-oriented” and “financial-grade applications.” This highly aligns with MEMO’s concept of building Web3 financial infrastructure.
Therefore, in the subsequent directions for cooperation expansion, both parties have already formulated in-depth plans. In short, MEMO will provide robust data storage and data DID technology, while HashKey Chain will offer compliant financial infrastructure. Through this cooperation, we will truly achieve a 1+1 > 2 effect.
MEMO’s New Financial Blueprint
• Foundation Layer: MEMO DePIN Network — A Solid “Financial Foundation”
MEMO’s DePIN network will serve as the underlying infrastructure for the entire Web3 finance ecosystem, providing a solid data support for various financial activities.
• Middle Layer: MEMO Data DID + HashKey Chain — The “Core Engine” of Web3 Finance
The combination of MEMO’s data DID protocol and HashKey Chain’s compliance framework will become the core engine of the Web3 finance ecosystem, driving the innovation and development of various financial applications.
• Application Layer: Rich Financial Scenarios — A Prosperous “Financial Ecosystem”
With the joint efforts of both parties, a prosperous Web3 finance ecosystem will gradually take shape, including:
• RWA Issuance Platform: Various real-world assets can be issued and traded on the chain.
• AI Agent Free Agency: AI technology will be deeply integrated into the financial field, providing intelligent financial services.
• Data Wallet: Users can securely and conveniently manage their data assets.
• Digital Asset Exchange: A compliant and efficient digital asset trading platform.
II. Strategic Layout: Steady Progress, Building the Future of Finance
Of course, Rome was not built in a day. The grand blueprint also needs to be realized step by step. According to our current plan, the strategic layout of MEMO and HashKey Chain can be divided into short-term and long-term stages.
• Short-term Goal (2025): RWA Collateralization Protocol — Initiating the Journey of Real-Asset Tokenization
Our short-term goal is clear: to launch the RWA collateralization protocol in 2025. This means that soon you will see real-world assets, such as real estate and carbon credits, being moved onto the chain for circulation and trading.
This is a significant breakthrough! RWA has always been one of the most watched directions in the blockchain field. It connects traditional finance and the Web3 world, bringing immense imagination to the market. The collaboration between MEMO and HashKey Chain will undoubtedly accelerate the implementation of RWA and bring more diversified investment choices to investors.
• Long-term Vision (2026): Cross-chain Data Federation — Creating a Financial Interconnection
If the short-term goal is a “trial run,” then the long-term vision is the true “ocean of stars.” Our long-term goal is to achieve cross-chain data federation by 2026, connecting BTCFi, PayFi, and the AI economy.
This goal can be described in one word — interconnectivity! We aim to break down the barriers between different blockchain ecosystems and allow data and assets to flow seamlessly.
Once this plan is completed, it will greatly enhance the efficiency and vitality of the financial market and bring an unprecedented financial experience to users.
• BTCFi: Enabling Bitcoin to participate in DeFi and unleashing the financial potential of Bitcoin.
• PayFi: Building a more efficient and convenient payment finance system.
• AI Economy: Utilizing AI technology to drive financial innovation and achieve more intelligent financial services.
III. How Can Ordinary People Participate in This Financial Innovation?
So, how can ordinary people participate in this Web3 financial innovation? The main way currently is to participate in MEMO Data, register a DID on the HashKey Chain, and complete daily tasks to earn points in the future. Here is the quick participation process:
1. Register DID
Visit the official website data.memolabs.org and log in with a wallet (such as MetaMask) to create a DID.
2. Complete Tasks to Earn Points
• Basic Tasks: Link HashKey Chain wallet and participate in on-chain interactions (such as transactions, staking);
• Advanced Tasks: Complete tasks from ecosystem partners and participate in data sharing.
3. Points Exchange and Benefits
Points can be used to exchange for rewards, NFTs, or services within the ecosystem (such as low-fee transactions);
High-point users will have priority access to new feature beta tests and governance voting rights.
IV. In Conclusion: A New Era, New Opportunities
Looking back ten years ago, how many people thought mobile payment was a pipe dream? Today, MEMO and HashKey Chain are creating a new financial paradigm. This is not a simple technological upgrade but a revolution that makes financial services more inclusive, efficient, and secure.
Of course, the process will not be smooth sailing, and there will be many challenges, such as technical difficulties, regulatory risks, and market fluctuations. However, we have reason to believe that under the wave of Web3 and with the push of pioneers like MEMO and HashKey Chain, the future of Web3 finance is worth looking forward to.
Whether you are an ordinary user, an entrepreneur, or an investor, this innovation is worth paying attention to. Because it is not only about wealth but also about everyone’s opportunities and rights in the digital age.